Our Story

Clear Financial Advisors was founded to provide a personal experience in financial planning services.

Our founder has a unique background with experience working in leading bank, brokerage, insurance, accounting, investment management, and fee-only holistic financial planning models.

Our goal is to provide you with a personal experience of the best of all service models as your personal CFO – providing our expertise as your financial quarterback, and recommending cost-effective experts where appropriate.

Financial firms operate under many different service models. The origin of most models today have their roots in insurance and investment sales focused companies.

As financial planning moves into the future it will look to other professional service models – such as accounting firms or attorneys – for guidance on what a professional financial planning service should resemble.

The future of planning will not be focused around selling a product, but will provide a quality service without the conflicts* that are inherit in the past brokerage and insurance-based systems.

An offshoot fee-only services has been the fee-only annual retainer*, which offers several services under one umbrella. Financial services providers who work in this model often do a disservice to a client by denying them access to higher quality and lower cost services from outside professionals such as CPAs or attorneys.

*Visit our Library for postings on why you may not want to buy insurance from your financial advisor, or pay an annual retainer in years when you do not need advice services.